Future value of savings
Savings account →
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| Month | Payment / contribution | Interest | Principal | Balance |
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How we calculate
Each month, interest and contributions are applied in the selected order. Monthly compounding; gain = ending balance − all contributions. Negative returns and market losses are outside this model.
The rate is constant and supplied by you. Before tax; insurance and extra costs excluded. Payments at month-end. The final payment may differ. Interest rounds to cents monthly; deposits round once at maturity.
Sources and methodology →