Loan

Loan
Repayment method
0200000
?

Total nominal annual rate, 0–100%, up to four decimals. For Euribor plus margin enter their sum. This is not APR. Savings returns are a scenario, not a guarantee.

1360
?

The one-off contract fee is paid separately at origination. It is included in total outlay but does not change the monthly payment or loan amount. Default: 0.

If the rate consists of Euribor plus a margin, enter their total.

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How we calculate

Annuity keeps payments level while the rate is unchanged. With equal principal the payment declines. Reverse mode finds the largest amount from the first payment; home capacity applies the 50% limit and a rate of at least 6%.

The one-off contract fee is paid separately at origination. It is included in total outlay but does not change the monthly payment or loan amount. Default: 0.

The rate is constant and supplied by you. Before tax; insurance and extra costs excluded. Payments at month-end. The final payment may differ. Interest rounds to cents monthly; deposits round once at maturity.

Sources and methodology →